I can’t believe it’s been 6 months since we declared war on our debt. On October 1st 2017 we had $26,237.59 in student debt. It felt like such a burden that we would be paying forever. If we had been paying the minimum payment it would take us 11 years to pay this off! With…
AKA Why You Still Need to Save and Invest When You Have Debt When you’re in debt a lot of people might advise you to throw ALL your money at the debt until it is gone. But what about saving, or investing? Should you ignore that while you pay off the debt? I don’t think…
It’s been a couple months since I told you that my husband and I have declared war on debt. I wanted to give you a little update and let you know how we have been doing. I’m so excited to share with you that since October we have paid off $3395.58 of our debt! In…
It happens to all of us, we’re minding our own business, living our life and then WHAM! Out of no where something expensive happens, or we lose our jobs. That is why you need an emergency fund to help you deal with life’s unexpected adventures, because it’s not an IF, it’s a WHEN.
It’s about to get real here today. It took me a little while to decide to share our actual debt numbers with you. First a little bit of our story; I took a 2 year diploma program in massage therapy, which I got student loans to fund. Luckily when I graduated I only had about…
A zero based budget is a simple way for beginners to create a budget thats easy to stick to so you can hit your finance goals. Here’s how to make one. I used to hate budgets. I’ve tried so many times over the years to make a budget, and then never stick to it. I…
