How many of you think that it’s possible to live life without debt? 2 years ago I certainly didn’t think it was possible. When we’re young we’re taught that we’ll need a student loan for college/ university, a loan for a car, a mortgage for our house. Debt is so normal that we just accept…
In some ways it feels like we’ve been paying off debt forever, but it seems like the last year and a half have gone by really fast! Christmas is almost here again, and 2019 is right around the corner! I’m excited to make some big goals for next year. As you probably already know if…
One of the first books I read on our debt repayment is The Total Money Makeover by Dave Ramsey. For maybe people this book is the “bible” for financial freedom. In fact more than 5 million copies have been sold since it’s release in 2003. But First, Who IS Dave Ramsey? Dave Ramsey is an…
It’s October, and about 1 year ago we declared war on our debt. I honestly can’t believe it’s been a whole year, and I can’t believe how far we’ve come. If you had told me last year that we actually did have room in our budget, I wouldn’t have believed you either. Read our past…
We declared war on out debt 9 months ago. It doesn’t seem that long ago but time flies whether you want it to or not! In that time I’ve gone to Las Vegas, we’ve done some yard work around our home, and now we’re planning our next big trip to Disney World! But we’ve also…
If you’ve been following along our journey, you know that I created our super simple budget back in October. This is the first time I’ve made a budget that actually works, and it’s because I create a new budget for every month. I am happy to announce that I don’t hate budgets anymore! It’s really…
I mention frequently on this blog about making a budget, debt repayment and saving money, but what if you’re getting to the end of your money before the end of the month? That is a problem my friends. If you need to make ends meet then there are two simple ways to do it: spend…
Once you’ve decided to pay off your debt, you’ll have to come up with a game plan. You’ve probably heard of terms like debt snowball and debt avalanche before, not knowing what they are. These are the two best ways to pay off debt quickly and efficiently. I guess the third option would be just…
Wondering how to travel with debt? Ignoring debt to travel is not the right answer, but there is a way! When I graduated from massage therapy college in 2010 I had about $17,000 in debt. I knew I had to make more than the minimum payment in order to pay it off faster, so I…
