One of the first books I read on our debt repayment is The Total Money Makeover by Dave Ramsey. For maybe people this book is the “bible” for financial freedom. In fact more than 5 million copies have been sold since it’s release in 2003. But First, Who IS Dave Ramsey? Dave Ramsey is an…
Have you ever caught yourself saying “money doesn’t grow on trees”? Most people don’t realize that their mindset around money could be holding them back from living a financially secure life. Changing your mindset is the step in the right direction to stop living paycheck to paycheck, and taking control of your finances. A lot…
A lot of times you’ll read personal finance blogs about spending less money, but today I want to talk about when spending money is the best thing that you can do. When you’re investing in yourself, you’re improving your life, health and future. What are the ways you can invest in yourself? Education Getting any…
When talking about budgeting, you don’t always hear about people putting charity in their budget. It’s so easy, especially when you’re living paycheck to paycheck to think that you can’t give, or whatever you have to give isn’t enough. We went through most of our adult years not really giving to any charities, usually around…
It’s been almost a year that we started paying off our debt more aggressively. Some months feel easy like we are coasting and some months are harder. A lot of months 20-25% of our take home pay is going on our debt. I keep visualizing what we’ll do when the debt is gone and we…
You might be wondering “what is net worth?”. One of my goals for last month was to figure out our net worth. I had heard the term many times in the personal finance world, and I knew basically what it was, but I had no idea what my net worth actually was. I also didn’t…
We declared war on out debt 9 months ago. It doesn’t seem that long ago but time flies whether you want it to or not! In that time I’ve gone to Las Vegas, we’ve done some yard work around our home, and now we’re planning our next big trip to Disney World! But we’ve also…
I’ve been out of high school now for about a decade. I think it’s natural over time to realize that they didn’t teach us everything we should know before heading out into the world on our own. We simply didn’t know what we didn’t know. If you had a job in high school you probably…
If you’ve been following along our journey, you know that I created our super simple budget back in October. This is the first time I’ve made a budget that actually works, and it’s because I create a new budget for every month. I am happy to announce that I don’t hate budgets anymore! It’s really…
