WE ARE DEBT FREE Holy crap you guys, we have been debt free for one whole week now! Of course I planned on writing this sooner, but the day after we became debt free I left to go to my hometown for a little staycation with my best friend while she was in town. I…
What comes to mind when you hear the word rich? Lots of money? A big house, fancy car, expensive clothes? Over the last few years as a personal finance blogger I’ve really changed my perception of what a “rich” person is. To me, rich isn’t a bank account with a lot of money in it,…
We’ve been on this debt repayment journey for 19 months. In that time we’ve paid off $22,744.34, which is amazing and I’m super proud of us for sticking to this process. That being said, I cannot wait until it is over. Right now our debt is sitting at $3162.30, or about 12% of our original…
There’s been a graphic circulating in the personal finance world the last few days. Recent research shows that the “average american” spends about $18,000 a year on non-essential items like eating out, cable, streaming services and subscription boxes.
Feel like you’re always over budget? Here are 3 common budget busters and how you can reduce your expenses! I’ve been budgeting monthly for a while now, but just because I have lots of experience doesn’t mean I do it perfectly 100% of the time. In fact there’s been more than a few months that…
Weddings tend to be expensive. Spending thousands of dollars on one day may seem crazy, but it’s built up to be “the best day of your life”, so who wants to scrimp? We all want to feel beautiful, and we want our guests to have an amazing day. But what about the bill at the…
Always shocked by big bills? Sinking funds help break down large expenses into bite size pieces so that you don’t have to be stressed when paying that bill. Sinking Funds are used historically in businesses to replace assets (equipment, buildings, etc.) as they age and break down. The same idea can be applied to our…
How many of you think that it’s possible to live life without debt? 2 years ago I certainly didn’t think it was possible. When we’re young we’re taught that we’ll need a student loan for college/ university, a loan for a car, a mortgage for our house. Debt is so normal that we just accept…
We’re already 2 weeks into 2019! For the last 2 years I’ve set goals at the beginning of the year so that I know where I need to focus my energy. One of those goals is always financial related. But what if you don’t know what you should be doing? No worries! I got you!…
