Inside: How to make a grocery budget; how to make a food budget you can stick to; how to spend less on groceries; saving money on food Here’s the deal; everyone has to eat! When you’re making your monthly or biweekly budget you might be wondering how much you should budget for food or groceries….
We’ve all had a financial emergency! Here’s what to do if you’re faced with a large bill, a job loss, or are worried about a recession. Unfortunately a financial emergency can happen to all of us, at any time. We see it all the time, people lose their job, get sick, get in an accident,…
We all know that having pets can be hard on your budget, but how much do they really cost? We have 2 cats and a small dog, so every budget we make, there’s most likely something that they need. Today I’m going to break down for you how much we’ve spent in the past year,…
Maybe you’ve never heard this term before, but lifestyle creep, or lifestyle inflation is one thing that could be eating into your savings and taking away your ability to retire. But what is it? And how can we stop it from happening?
It wasn’t until I started getting active in personal finance communities that I heard of FI/RE – that is Financially Independent / Retire Early. Sometimes it simply goes by FIRE. It seemed so unachievable that I didn’t even look into it until after we had paid off our debt. But what am I talking about?…
It is possible to do Black Friday on a budget! With a few simple steps you’ll be able to shop for Christmas without the guilt. In just a few weeks it will be Black Friday, the biggest shopping day of the year! Black Friday is the day after American Thanksgiving, but for the last few…
Self employed or struggling to budget with irregular income? A bi-weekly budget may be the answer! Budget with the money you’ve already made and check your money more often. If you’ve been following along through our debt repayment journey, you’ll know that we’ve been following the zero-based budgeting method for the last 2 years. I…
Inside: How to pay off your mortgage faster; how to save money on your mortgage; hacks to pay off your mortgage early When I posted that we became debt free in July, I had a few people ask me if we are mortgage free too. In short, no we are not mortgage free, but we…
Since paying off our debt in July, things have not gone as well financially as I thought. We worked for 21 months to become debt free, and once the debt was gone I figured we’d be in an easy place financially to afford whatever we wanted. After all, now we don’t have any debt! Well…
