It happens to all of us, we’re minding our own business, living our life and then WHAM! Out of no where something expensive happens, or we lose our jobs. That is why you need an emergency fund to help you deal with life’s unexpected adventures, because it’s not an IF, it’s a WHEN.
If you’re still going over budget every month it’s time to look at what you’re spending. Here are some ideas of things you can cut:
A zero based budget is a simple way for beginners to create a budget thats easy to stick to so you can hit your finance goals. Here’s how to make one. I used to hate budgets. I’ve tried so many times over the years to make a budget, and then never stick to it. I…
Saving for retirement has always been intimidating to me. I have many years of work left, I have a job that doesn’t provide a pension and I will have to change jobs before I retire. There’s a reason most people don’t think about retirement until later in life; it’s scary. I have no idea when…
The 7 bank accounts you need that will make your life easier and your finances more organized. Make your money work for you! When you think of bank accounts, you may just think of checking and saving accounts, but to be truly organized, you may need 7 or more bank accounts! I know this might…
