Since paying off our debt in July, things have not gone as well financially as I thought. We worked for 21 months to become debt free, and once the debt was gone I figured we’d be in an easy place financially to afford whatever we wanted. After all, now we don’t have any debt! Well…
WE ARE DEBT FREE Holy crap you guys, we have been debt free for one whole week now! Of course I planned on writing this sooner, but the day after we became debt free I left to go to my hometown for a little staycation with my best friend while she was in town. I…
There’s been a graphic circulating in the personal finance world the last few days. Recent research shows that the “average american” spends about $18,000 a year on non-essential items like eating out, cable, streaming services and subscription boxes.
If you are a frequent traveler, then you are probably used to the question “but how do you afford that?!”. A lot of people want to travel more but aren’t sure how to make it possible, especially when it comes to having time off work and the money to go. There are people who love…
As you may know, one of my big goals for the year is to reduce the amount of plastic we use. Our beautiful planet is a finite resource and I want to do what I can to help reduce the amount of garbage that ends up in our landfills and our oceans. But does going…
You’ve heard the saying cheaper isn’t always better right? This frugal person sometimes struggles to spend money on things, but there are definitely situations where spending more money is a good idea. My husband and I were recently in the market for a new small backpack for day trips. I had been looking at ones…
I mention frequently on this blog about making a budget, debt repayment and saving money, but what if you’re getting to the end of your money before the end of the month? That is a problem my friends. If you need to make ends meet then there are two simple ways to do it: spend…
AKA Why You Still Need to Save and Invest When You Have Debt When you’re in debt a lot of people might advise you to throw ALL your money at the debt until it is gone. But what about saving, or investing? Should you ignore that while you pay off the debt? I don’t think…
PYF – Pay Yourself First You may have heard this term before and not know what it meant, but I’m here to tell you, it’s easy and necessary to financial success! It’s easy because once you set it up, it happens automatically. What Does Pay Yourself First Mean? It means putting money into a savings…
