Given that we are about 10 weeks into the state of emergency here in Nova Scotia, and I have been off work for 11 weeks, I thought it would be interesting to look at our budget before the pandemic and compare it to what it’s currently like. Let me tell you, this was an eye…
Starting a budget can be intimidating! Here are my budgeting tips for beginners that will help you start budgeting on the right foot. If you’re just starting your budget, or maybe having trouble sticking to one, you are in the right place! Even though I have been budgeting consistently for the last almost 3 years,…
Are you a couple or family living on one income? Us too! Here are my best tips on how to live frugally but still enjoy life on low income. Many of us are finding ourselves living on one income, or living on a low income right now. I have personally been without income for almost…
Inside: How to make a grocery budget; how to make a food budget you can stick to; how to spend less on groceries; saving money on food Here’s the deal; everyone has to eat! When you’re making your monthly or biweekly budget you might be wondering how much you should budget for food or groceries….
We’ve all had a financial emergency! Here’s what to do if you’re faced with a large bill, a job loss, or are worried about a recession. Unfortunately a financial emergency can happen to all of us, at any time. We see it all the time, people lose their job, get sick, get in an accident,…
Maybe you’ve never heard this term before, but lifestyle creep, or lifestyle inflation is one thing that could be eating into your savings and taking away your ability to retire. But what is it? And how can we stop it from happening?
It is possible to do Black Friday on a budget! With a few simple steps you’ll be able to shop for Christmas without the guilt. In just a few weeks it will be Black Friday, the biggest shopping day of the year! Black Friday is the day after American Thanksgiving, but for the last few…
Self employed or struggling to budget with irregular income? A bi-weekly budget may be the answer! Budget with the money you’ve already made and check your money more often. If you’ve been following along through our debt repayment journey, you’ll know that we’ve been following the zero-based budgeting method for the last 2 years. I…
Inside: How to pay off your mortgage faster; how to save money on your mortgage; hacks to pay off your mortgage early When I posted that we became debt free in July, I had a few people ask me if we are mortgage free too. In short, no we are not mortgage free, but we…
