AKA Why You Still Need to Save and Invest When You Have Debt When you’re in debt a lot of people might advise you to throw ALL your money at the debt until it is gone. But what about saving, or investing? Should you ignore that while you pay off the debt? I don’t think […]

PYF – Pay Yourself First You may have heard this term before and not know what it meant, but I’m here to tell you, it’s easy and necessary to financial success! It’s easy because once you set it up, it happens automatically. What Does Pay Yourself First Mean? It means putting money into a savings […]

It happens to all of us, we’re minding our own business, living our life and then WHAM! Out of no where something expensive happens, or we lose our jobs. That is why you need an emergency fund to help you deal with life’s unexpected adventures, because it’s not an IF, it’s a WHEN.

If you’re still going over budget every month it’s time to look at what you’re spending. Here are some ideas of things you can cut: