Maybe you’ve never heard this term before, but lifestyle creep, or lifestyle inflation is one thing that could be eating into your savings and taking away your ability to retire. But what is it? And how can we stop it from happening? 

It wasn’t until I started getting active in personal finance communities that I heard of FI/RE – that is Financially Independent / Retire Early. Sometimes it simply goes by FIRE. It seemed so unachievable that I didn’t even look into it until after we had paid off our debt. But what am I talking about? […]

It is possible to do Black Friday on a budget! With a few simple steps you’ll be able to shop for Christmas without the guilt. In just a few weeks it will be Black Friday, the biggest shopping day of the year! Black Friday is the day after American Thanksgiving, but for the last few […]

Self employed or struggling to budget with irregular income? A bi-weekly budget may be the answer! Budget with the money you’ve already made and check your money more often. If you’ve been following along through our debt repayment journey, you’ll know that we’ve been following the zero-based budgeting method for the last 2 years. I […]