Disclosure: This post contains some affiliate links, meaning I will get some compensation with no additional cost to you if you buy via these links. One week to go until the big day! We finally got a little snow here! I love Christmas; I love the decorations, spending time with my family, eating food, and […]

It happens to all of us, we’re minding our own business, living our life and then WHAM! Out of no where something expensive happens, or we lose our jobs. That is why you need an emergency fund to help you deal with life’s unexpected adventures, because it’s not an IF, it’s a WHEN.

If you’re still going over budget every month it’s time to look at what you’re spending. Here are some ideas of things you can cut:

A zero based budget is a simple way for beginners to create a budget thats easy to stick to so you can hit your finance goals. Here’s how to make one. I used to hate budgets. I’ve tried so many times over the years to make a budget, and then never stick to it. I […]