Always shocked by big bills? Sinking funds help break down large expenses into bite size pieces so that you don’t have to be stressed when paying that bill. Sinking Funds are used historically in businesses to replace assets (equipment, buildings, etc.) as they age and break down. The same idea can be applied to our […]

How many of you think that it’s possible to live life without debt? 2 years ago I certainly didn’t think it was possible. When we’re young we’re taught that we’ll need a student loan for college/ university, a loan for a car, a mortgage for our house. Debt is so normal that we just accept […]

We’re already 2 weeks into 2019! For the last 2 years I’ve set goals at the beginning of the year so that I know where I need to focus my energy. One of those goals is always financial related. But what if you don’t know what you should be doing? No worries! I got you! […]

One of the first books I read on our debt repayment is The Total Money Makeover by Dave Ramsey. For maybe people this book is the “bible” for financial freedom. In fact more than 5 million copies have been sold since it’s release in 2003. But First, Who IS Dave Ramsey? Dave Ramsey is an […]