It’s almost Valentine’s Day but we’re right in the middle of our No Spend Month! If you’re low on funds or in the middle of your own no spend month, I have some great ideas for you to have a date night without spending money! Make Your Own Cards We’ve done this before. I usually […]

If you’ve ever planned a trip, you know how hard it can be to budget. I want to break down two ways for you to make things easier! Method 1 – Save Then Decide If you have some money saved and you’re ready to book a vacation this may be the easiest method. You could […]

PYF – Pay Yourself First You may have heard this term before and not know what it meant, but I’m here to tell you, it’s easy and necessary to financial success! It’s easy because once you set it up, it happens automatically. What Does Pay Yourself First Mean? It means putting money into a savings […]

I want to talk about something that happens to every one of us: overspending. December was a hard month on our budget, we went over budget in a lot of categories. Part of it was plain overspending, and part of it was oversight on my part, forgetting to include irregular expenses in our monthly budget. […]