We’re already 2 weeks into 2019! For the last 2 years I’ve set goals at the beginning of the year so that I know where I need to focus my energy. One of those goals is always financial related. But what if you don’t know what you should be doing? No worries! I got you!…
You’ve heard the saying cheaper isn’t always better right? This frugal person sometimes struggles to spend money on things, but there are definitely situations where spending more money is a good idea. My husband and I were recently in the market for a new small backpack for day trips. I had been looking at ones…
We declared war on out debt 9 months ago. It doesn’t seem that long ago but time flies whether you want it to or not! In that time I’ve gone to Las Vegas, we’ve done some yard work around our home, and now we’re planning our next big trip to Disney World! But we’ve also…
If you’ve been following along our journey, you know that I created our super simple budget back in October. This is the first time I’ve made a budget that actually works, and it’s because I create a new budget for every month. I am happy to announce that I don’t hate budgets anymore! It’s really…
I mention frequently on this blog about making a budget, debt repayment and saving money, but what if you’re getting to the end of your money before the end of the month? That is a problem my friends. If you need to make ends meet then there are two simple ways to do it: spend…
Once you’ve decided to pay off your debt, you’ll have to come up with a game plan. You’ve probably heard of terms like debt snowball and debt avalanche before, not knowing what they are. These are the two best ways to pay off debt quickly and efficiently. I guess the third option would be just…
It’s almost Valentine’s Day but we’re right in the middle of our No Spend Month! If you’re low on funds or in the middle of your own no spend month, I have some great ideas for you to have a date night without spending money! Make Your Own Cards We’ve done this before. I usually…
If you’ve ever planned a trip, you know how hard it can be to budget. I want to break down two ways for you to make things easier! Method 1 – Save Then Decide If you have some money saved and you’re ready to book a vacation this may be the easiest method. You could…
PYF – Pay Yourself First You may have heard this term before and not know what it meant, but I’m here to tell you, it’s easy and necessary to financial success! It’s easy because once you set it up, it happens automatically. What Does Pay Yourself First Mean? It means putting money into a savings…
