If you’ve been following along our journey, you know that I created our super simple budget back in October. This is the first time I’ve made a budget that actually works, and it’s because I create a new budget for every month. I am happy to announce that I don’t hate budgets anymore! It’s really […]

Personal finance bloggers always give advice on what not to spend your money on. We’ve all heard of the latte factor right? How much money we can save by cutting out coffee, or takeout, or gadgets. When I read Ramit Sethi’s book I Will Teach You To Be Rich, one part really stuck with me: […]

I mention frequently on this blog about making a budget, debt repayment and saving money, but what if you’re getting to the end of your money before the end of the month? That is a problem my friends. If you need to make ends meet then there are two simple ways to do it: spend […]

Once you’ve decided to pay off your debt, you’ll have to come up with a game plan. You’ve probably heard of terms like debt snowball and debt avalanche before, not knowing what they are. These are the two best ways to pay off debt quickly and efficiently. I guess the third option would be just […]