Personal finance bloggers always give advice on what not to spend your money on. We’ve all heard of the latte factor right? How much money we can save by cutting out coffee, or takeout, or gadgets. When I read Ramit Sethi’s book I Will Teach You To Be Rich, one part really stuck with me: […]

I mention frequently on this blog about making a budget, debt repayment and saving money, but what if you’re getting to the end of your money before the end of the month? That is a problem my friends. If you need to make ends meet then there are two simple ways to do it: spend […]

Once you’ve decided to pay off your debt, you’ll have to come up with a game plan. You’ve probably heard of terms like debt snowball and debt avalanche before, not knowing what they are. These are the two best ways to pay off debt quickly and efficiently. I guess the third option would be just […]

I can’t believe it’s been 6 months since we declared war on our debt. On October 1st 2017 we had $26,237.59 in student debt. It felt like such a burden that we would be paying forever. If we had been paying the minimum payment it would take us 11 years to pay this off! With […]